With a strong background in the lending industry, Jake counsels providers of consumer financial services on regulatory compliance matters.
Jake came to the practice of law with a love of research, analysis, and creative problem solving and a longstanding interest in the inner workings of the financial industry.
Jake works with installment loan companies, motor vehicle finance companies, student loan providers, banks, mortgage lenders, credit unions, online lenders, and short-term lenders, helping them navigate both federal and state compliance requirements. He has counselled clients on issues involving the Truth-in-Lending Act (TILA), TILA-RESPA Integrated Disclosures Rule (TRID), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Home Mortgage Disclosure Act (HMDA), Fair Debt Collections Practices Act (FDCPA), Telephone Consumer Protection Act (TCPA), and Unfair, Deceptive, Acts or Practices/Unfair, Deceptive, or Abusive Acts or Practices (UDAP/UDAAP), among other federal and state consumer finance regulations.
Through innovative problem solving, Jake’s goal is to ensure that client businesses adhere to regulatory requirements, without sacrificing their competitive advantages. Known for his efficiency, Jake provides clients with actionable guidance and direct answers to their questions.